There are many reasons why Temporary Car Insurance is required by customers;
For all of the above and many other purposes, Temporary Car Insurance can provide the solution to cover your insurance needs. In addition to this, the cover will be treated as a separate independent insurance, avoiding loss of No Claims Bonus earned on the main policy covering the vehicle.
Differing from annual insurance, temporary cover is specifically for 'short term' fixes, like if a relative comes to stay for a week's holiday and wants to use your car.
So the policies are for a minimum of one day insurance cover to a maximum of one month's car insurance (1 - 28 days, to be precise).
You can also take out concurrent policies, so if you required a month and a half's cover, at the end of the first 28 day period, you can incept a new policy for the required remaining period.
Offering instant online cover, which gives you a quote in seconds from only requiring the minimum of information, within a few minutes of finding our website your car can be insured with your insurance policy documentation emailed to you within minutes.
Example One: Mr P Robson was moving flat and assessed that he would need to do three complete return journeys in his Nissan Micra 1.0 LX to move his possessions from his old flat in Derby to his new flat in Wollaton, Nottingham.
The journey took 40 minutes each way, so in all, he was looking at 4 hours of journey time.
Luckily for Mr Robson, his friend, who owns a Lexus 300 RX, allowed him to borrow his car, provided he sorted out the insurance.
Within minutes of finding the InsureDaily website, Mr Robson had his insurance Certificate for One Day Car Insurance emailed to him.
He managed to take all his belonging in the much more spacious Lexus in one journey - saving time & petrol. The one day car insurance policy with InsureDaily worked a treat - with instant cover allowing him to get on with his move without having to leave the house!
Example Two: The Walsh family are going to Scotland for a weeks holiday and their cousin, Louise Walsh is joining them on the trip.
Louise has her own car but has decided to leave it behind to save money - they all go in the Walsh family's Ford Galaxy Edge. To share the driving on the holiday, Mr Walsh has arranged temporary additional driver cover with InsureDaily, so Louise can drive the Galaxy whenever needed during the holiday.
All drivers are now fully comprehensive - and even if Louise has an accident, this will not effect the No Claims Bonus already earned by Mr Walsh, as this One Week Car Insurance is treated as an independent, unrelated policy. InsureDaily offered the Walsh's a very straightforward way to ease the load of the driving for their one week holiday - and gave them all the comfort of knowing they were comprehensively insured.
There are many scenarios that InsureDaily's instant online temporary car insurance can help resolved. If you have any questions about the cover, please see our Frequently Asked Questions below, where most issues are answered.